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Getting pre-qualified can be a bit more challenging for a self-employed borrower. I would estimate that nearly half of my customers own their own business.
Many people are now considering the costs of using a realtor versus purchasing or selling a home without one. With updated technology and internet resources, trying “For Sale by Owner” doesn’t seem as difficult as it once was.
Ryan Dean estimates half of the mortgage loans he handles at The First National Bank in Sioux Falls involve a business owner. Sometimes, it’s income from a side business a home owner is using to make the mortgage payment.
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