2023 bank holiday calendar

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2023 bank holiday calendar

We want to make sure your banking needs are taken care of throughout 2023.

2022 year in review

Well, having a foot of snow dumped on us was certainly the most South Dakota way to start the new year.

Receive an all-around banking experience at our remodeled Downtown branch

What happens when a bank that’s been serving the Sioux Falls community for more than 135 years decides to remodel its 46-year-old Downtown office and branch?

Home buying for the self-employed borrower

Getting pre-qualified can be a bit more challenging for a self-employed borrower. I would estimate that about a third of my customers earn income from being self-employed.

Should I buy a home right now?

Whether you’re trying to buy your first home or you’re ready to upgrade, the housing market is hot.

How to make upgrades to your home make financial sense

Marit and Charlie Moberg started their search for a home in Sioux Falls in 2016. It eventually led them to a 1954 Rambler home. When Marit first stepped foot inside, she said, “Well, not this house. This is so bad.

Should I Rent or Buy?

If you’re wondering, “should I rent or buy?” you’ve come to the right place! Buying a home is a big deal, and we want to help.

Getting a Mortgage with Student Loan Debt

You’ve got the degree, you’re done with school, and you’re finally on track to start the life you’ve been working hard for.

Better Access and More Convenience

The Benefits of Using A Realtor

Many people are now considering the costs of using a realtor versus purchasing or selling a home without one. With updated technology and internet resources, trying “For Sale by Owner” doesn’t seem as difficult as it once was.

Own a Business? Need a Mortgage?

It might be simpler than you think.

Ryan Dean estimates half of the mortgage loans he handles at The First National Bank in Sioux Falls involve a business owner. Sometimes, it’s income from a side business a home owner is using to make the mortgage payment.
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