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Innovative Banking

Part 4 of 4

Shared with permission from the South Dakota Banker’s Association. The FNBSF’s FIRST Values— Family, Independence and Innovation, Relationships, Stewardship and Teamwork— guide the bank and its decisions as it moves forward and builds successful relationships. “We talk about our values a lot because they are so important to us and are ingrained in our DNA.

Building A Successful Team

Part 3 of 4

FNBSF employs around 270 people at its 18 locations in Sioux Falls, Baltic, Brandon, Dell Rapids, Flandreau and Harrisburg. While the bank’s core business, ag banking and retail lines are focused in southeastern South Dakota, its correspondent banking, wealth management and trust business, and The Advantage Network are regional in scope.

Home Buying For The Self-Employed Borrower

Getting pre-qualified can be a bit more challenging for a self-employed borrower.  I would estimate that nearly half of my customers own their own business. If you are receiving income from another source such as a partnership, real estate, S-corporation, LLC, etc., you are considered self-employed when qualifying for a mortgage.

The Free-Range Kid

Part 2 of 4

Shared with permission from the South Dakota Banker’s Association.   Bill Baker (right) grew up in the southeast part of Sioux Falls and said he was a “free-range” kid. He was allowed to ride bikes with his friends all over Sioux Falls, which was much smaller at that time.

Our Foundation of FIRST Values

Part 1 of 4

Shared with permission from the South Dakota Banker’s Association. The First National Bank in Sioux Falls (FNBSF) prides itself on doing things differently and being more than just a bank. Its mission statement “We Build Successful Relationships” and its FIRST Values serve as the foundation of the bank’s culture.

Millennium Recycling & SEAM Story

Twenty years ago, Jake Anderson took a leap of faith and found a new home in Sioux Falls. Learning from his parents in business, he decided to embark on a new challenge.

We Do Better When You Do Better

The business of financial advice is changing at a dizzying pace. These changes – many of which are long overdue – are being driven by advances in technology, shifting regulatory frameworks and evolving consumer preferences. With these changes have come added complexities and questions regarding the incentives of financial professionals.

The Difference

We’re a Community Bank FIRST

We live by our FIRST values – Family, Independence & Innovation, Relationships, Stewardship, and Teamwork – and every interaction we have with our customers and employees should make those values visible. The world is complicated enough already, so as a value driven establishment, we have one simple goal of making our customers’ lives easier and better.

Scholarships 2019

Applications Due March 15, 2019

Tuition. Room & Board. Books. Meal Plans. We know the costs for college can add up quickly, and the expenses seem never ending. But we’re here to help make your life easier and better by teaming up with the South Dakota Bankers Foundation again to give away five $1,000 scholarships! You do not need to be a Bank customer to apply.

Better Access and More Convenience

The Benefits of Using A Realtor

Many people are now considering the costs of using a realtor versus purchasing or selling a home without one. With updated technology and internet resources, trying “For Sale by Owner” doesn’t seem as difficult as it once was. As easier and cheaper as that might sound, there are perks to having a realtor do the work for you.
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