*You must maintain the minimum balance in the account each day to obtain the disclosed annual percentage yield.
**Service charge applies if balance falls below $300 any day of the month. Waived for customers under 26 years of age. This charge will also be waived every month if a recurring automatic internal transfer(s) totaling at least $25.00 is established and conducted each month from a personal checking account at The First National Bank in Sioux Falls. This service charge will not be waived and the service charge will be imposed if the transfer(s) is cancelled or does not occur during each month.
***You may make unlimited deposits into your account each month and unlimited number of automated teller machine (ATM), mail or teller withdrawals. However, federal regulations limit the number of non-personal transfers from your account to 6 per monthly statement cycle. Non-personal transfers include any combination of PC, telephone, automatic or pre-authorized transfers to another account of the depositor or to a third party.