Choose Your Savings

Watch your money grow

Choose Your Savings

Regular

Choose If
You want a basic account to save money and build your balance


Opening Deposit
No minimum


Minimum Balance
None


Earns Interest
Yes*


Interest Compounded & Credited
Monthly


Monthly Service Charge
$3**


Transaction Limits
6 non-personal transfers per monthly statement***

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SavingsFirst

Choose If
You keep a higher balance and want to grow your savings


Opening Deposit
$5,000 minimum


Minimum Balance
$5,000*


Earns Interest
Yes*


Interest Compounded & Credited
Quarterly


Monthly Service Charge
No


Transaction Limits
6 non-personal transfers per monthly statement***

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First Platinum

Choose If
You want to maximize interest on your high savings balance


Opening Deposit
$25,000 minimum


Minimum Balance
$25,000


Earns Interest
Yes


Interest Compounded & Credited
Quarterly


Monthly Service Charge
No


Transaction Limits
6 non-personal transfers per monthly statement***

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Learning To Fly Program

Do you have a child who is ready to start saving? Our child savings account makes saving a fun and rewarding experience for the whole family.

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Learn More About Our Savings

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*You must maintain the minimum balance in the account each day to obtain the disclosed annual percentage yield.
**Service charge applies if balance falls below $300 any day of the month. Waived for customers under 26 years of age. This charge will also be waived every month if a recurring automatic internal transfer(s) totaling at least $25.00 is established and conducted each month from a personal checking account at The First National Bank in Sioux Falls. This service charge will not be waived and the service charge will be imposed if the transfer(s) is cancelled or does not occur during each month.
***You may make unlimited deposits into your account each month and unlimited number of automated teller machine (ATM), mail or teller withdrawals. However, federal regulations limit the number of non-personal transfers from your account to 6 per monthly statement cycle. Non-personal transfers include any combination of PC, telephone, automatic or pre-authorized transfers to another account of the depositor or to a third party.