Personal

MasterCard® Credit Cards

We remain committed to our customers and communities. With our consumer credit cards, you can feel good about your purchases. Whether you carry a credit card balance and want to pay down debt, enjoy being rewarded for your everyday purchases, or want exclusive benefits and travel rewards, we have the credit card for you.

Our Mastercard® credit cards offer low APRs and exclusive rewards designed to meet your financial needs. All of our cards carry Mastercard protections and benefits such as price protection, extended warranties, and rental car insurance.

 

Mastercard® Platinum

Enjoy our lowest introductory APR offer


Variable risk-based pricing ranges from Prime + 5.74% to 13.74%

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Mastercard® Platinum Rewards

Rewards-based with comprehensive set of redemption options


1 point for $1 of spend


Additional 5,000 bonus points for $1,000 spent in first 3 months*

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Mastercard® World

Rewards-based with comprehensive set of redemption options


1 point for $1 of spend**


2 points for $1 of spend on travel or dining**


Additional 10,000 bonus points for $3,000 spent in first 3 months*

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Subject to credit approval. Ask for details.

*Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit https://fnbsf.myapexcard.com/apply and select Rewards Terms and Conditions. Rewards options are subject to change without notice.

**We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards points. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1 (one) rewards points as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional rewards points.