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We Do Better When You Do Better

The business of financial advice is changing at a dizzying pace. These changes – many of which are long overdue – are being driven by advances in technology, shifting regulatory frameworks and evolving consumer preferences.

Positions

Markets Reward Discipline

“The investor with a portfolio of sound stocks should expect their prices to fluctuate and should neither be concerned by sizable declines nor become excited by sizable advances.

Shaquille O’Neal

Financial Genius

Financial planners have a long-held, simple rule about saving for a comfortable retirement: put away 10% of our before-tax income and invest that money for the long-term futures.

Choosing Index Funds

Why Don’t I Just Buy An Index Fund? This question, almost unheard of even a few years ago, has now become commonplace. My answer, however, is always the same: which one?!

Positions

Profits Are Optional

Investing is a discipline of choices, so let’s start off this edition of Positions with a choice between two hypothetical mutual funds. Both funds are low cost and diversified among many different companies.

First National Clients Outperform Nation

The services at LifeScape are critical and life-changing for children and adults with disabilities. But to continue to provide those services requires exceptional management of the nonprofit’s endowment fund. “It’s critical.

Positions

An update on our portfolios

Welcome to the first periodic update from your FNB Wealth Management Investments Team. These brief updates will cover changes to our portfolio positioning as well as general themes underlying our current strategies on an as needed basis.

How Important is a Will? - Part 3

If you care about what happens to your money, home, and other property after you die, you need to do some estate planning.

How Important is a Will? - Part 2

Some people leave instructions about who gets what property in a legal document known as a will. If you do not have a will, you leave no legal instructions about how your property is to be distributed to your heirs.

How Important is a Will? - Part 1

Estate planning allows you or anyone to implement certain tools now to ensure that your concerns and goals are fulfilled after you die. Your objective may be to simply make sure that your loved ones are provided for.
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