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Banking in college

Banking in college

When you go to college, a lot of things change. You’ll find yourself searching for classes, making new friends, and trying to remember where you parked your car.

One thing you shouldn’t have to worry about is finding a new bank. Luckily, a lot of your banking can be done from your phone or computer. Here’s how easy it is to safely manage your money with Personal Online Banking and the FNBSF Mobile App.

FNBSF Online Banking & Mobile App

With Personal Online Banking from FNB, you can make online transfers, check your balance, and more anytime, anywhere.

You probably don’t go anywhere without your phone, so why not take your banking with you, too? With the FNBSF Mobile App, you can check your balance or make transfers with the touch of a button. You can also use Mobile Deposit to deposit checks just by snapping a few pictures. Download the app here.

Mobile Wallet

Adding your debit card or bank account to a mobile wallet is an easy way to send and receive money. Services like Venmo, CashApp, and Apple Pay are great for quickly paying back your roommate for pizza, paying rent, and more!


Choosing to receive eStatements cuts down waste, as well as eliminates the worry of keeping track of paper statements as your life changes. Plus, you can view eStatements online in Personal Online Banking anytime! Learn more here.


Another way to simplify your finances is to set up alerts. You can receive alerts through the FNBSF Mobile App, as a text message, by email, and/or in secure inbox in online banking. There are lots of alerts to choose from, including:

  • Deposit activity
  • Low balance alerts
  • Withdrawal activity

Student checking account

Our Student Checking account is perfect for college. With this account, you’ll have access to all of these features. Plus, if you’re enrolled in eStatements and disclosures, you’ll be refunded up to $20 in ATM fees.

Credit Card

Opening a credit card (and using it responsibly) can help you start building your credit, which can be helpful when it comes time to apply for more credit like auto loans, mortgages, and more. We offer Mastercard® credit cards with low interest rates and exclusive rewards designed to meet your financial needs. Here are a few examples of how to use a credit card in college.

  1. Use it for monthly or recurring charges like Spotify or Netflix. These charges are small amounts that occur every month, and are easy to pay back.
  2. Keep it for emergency, unexpected expenses.
  3. Keep your balance low, and pay it off as soon as possible.

Life can get hectic as you prepare to take on a full class schedule and possibly even a job. Ensure one thing stays the same this fall by eliminating the stress of switching banks and using all of the helpful tools and services from the Bank you know and trust.

For more information on the services we offer, contact us.

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