Skip to main content

Account Access

Nick Ratzloff

FNB Family Friday

Nick Ratzloff

Tell us about your background. Where you grew up, where you went to school, industry experience, your family, and volunteer work.

I was born and raised in Sioux Falls. After high school, I attended the University of Sioux Falls, where I received my undergraduate degree and MBA. While at USF, I was also a member of the baseball team. Prior to my time at FNB, I worked in the biofuels industry. My fiancée, Samantha, is a school psychologist in the Sioux Falls area. Outside of work, I love to stay involved with baseball through volunteering with the Harrisburg Baseball Association.

Q: What is your role at FNB? What does your day-to-day work look like?

I am a Wealth Advisor with FNB. My day to day at First National is always different, which keeps things interesting. My main role is to administer client accounts, answer client questions, meet with current and prospective clients, and work on financial planning to help clients accomplish their financial goals.

Q: What is your favorite thing about FNB?

FNB has a great team atmosphere. Everyone has that team-first mentality as we all work together towards the same goal.

Q: What are you most passionate about?

Baseball. I was raised in a baseball family and have always enjoyed the game and the life lessons it taught me. I’ve been involved in baseball my entire life, from playing in college, to coaching, and now, volunteering.

Q: If you could witness any event of the past, present, or future, what would it be and why?

I am a huge space enthusiast, so I would have definitely loved to witness going to the moon.

Q: If you had $500 to spend at any local business, where or what would you spend it on?

I would definitely have to make a quick stop at Scheels, and then head over to B&G for some ice cream and food after!

Tea With Teammates

Want to know our teammates’ deepest, darkest secrets? Well, we can’t share those; they’d probably report us to HR for telling you.

Becoming FIRST: The Crisis Chapter

If more than 135 years of doing business have taught us anything, it’s that every generation is tested.

Becoming FIRST: The Values Chapter

We live by our motto: “We build successful relationships.

Stay informed

Sign up to receive occasional bank updates and promotions delivered directly to your inbox.