Nick Ratzloff


Wealth Advisor

A Sioux Falls native, Nick joined our Wealth Advisory team when he heard about FNB’s great reputation within the community.

“I was told this was an employee-first company with a great culture and team atmosphere.”

After graduating from the University of Sioux Falls with his Bachelor’s degree and MBA, Nick worked in the biofuels and commodities industry in Sioux Falls. While he’s new to the financial services industry, he’s excited to start helping our clients – something he’s truly passionate about.

“This quote has stuck with me: Find something you love to do and you’ll never have to work a day in your life.”

Outside of work, Nick loves spending time outdoors. He enjoys fishing, golfing, snowboarding, and traveling. He’s a huge sports fan, especially the Vikings and Twins. He also volunteers his time as a baseball coach in addition to helping with other youth sports activities.