Nick Ratzloff


Wealth Advisor

Hometown: Sioux Falls, SD
Education: University of Sioux Falls

My teammates have described me as “someone who could talk to a wall,” but the truth is that I’d much rather spend my time talking to you about your financial future!

Not only am I a native of Sioux Falls, but I’ve spent my whole life in this city — graduating from O’Gorman High School, earning a bachelor’s degree and MBA at USF (GO COO), and starting my career in the biofuels and commodities industry.

I left that industry after two years to pursue my passion for investing and financial planning. In 2020, I joined our Wealth Advisory team, and I’ve loved helping others reach their financial goals as a Wealth Advisor ever since.

A couple of my other passions include sports and anything outdoors. As a former outfielder for the USF Cougars baseball team, I give back to my community by volunteering with various nonprofit sports organizations in the area.

My wife, Samantha, is the outdoorsy type too, and we enjoy going to the lake together. When we do stay inside, though, we spend our time completing home improvement projects on the house I built myself.