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In agriculture, there are always a few years that everyone can remember. As a kid I remember hearing about the mud and flooding of 1993 and hearing about the drought of 1988.
Beginning Monday, July 1, 2019, in conjunction with the rule change, we are required to verify that checks deposited through Mobile Deposit contain the appropriate endorsement as show below. If that endorsement is not included, the deposit will be sent back to you to be corrected. Checking the box underneath the signature DOES NOT MEET the requirements.
The weather continues to be grinding planting season to a halt in a large portion of the Corn Belt. We understand the issues this is and will be creating for our customer base and their neighbors in our trade area.
Our Framework Investment Portfolios program launched in early 2018, and the response has been incredible. We are honored to help you build long-term wealth and to achieve your financial goals! Our mission statement here at FNB is, “We Build Successful Relationships.” In order to adhere to this statement, we are always looking for better ways to provide value to our clients.
The euphoria of a market run. The sinking feeling of a decline. They can lead to emotional decisions that can then require years of recovery. But when you have a trusted advisor working on your behalf, those costly decisions become far less likely.
The month of May is often spent celebrating Mother’s Day, Memorial Day, and usually high school and college graduations. But did you know that May is also viewed as International Internal Audit Awareness month? Along with more than 200,000 global members of The Institute of Internal Auditors (IIA), we celebrate the profession and promote the value we bring to organizations.
“We began with the idea that starting with investments should be simple, transparent, and have a low barrier to entry.” Adam Cox, Executive Vice President and Chief Wealth Management Officer, and his team wanted to provide a way for current First National Bank customers to invest smartly, for the long-term. The result was the recently launched Framework Investment Portfolios, (FIP)
Shared with permission from the South Dakota Banker’s Association. The FNBSF’s FIRST Values— Family, Independence and Innovation, Relationships, Stewardship and Teamwork— guide the bank and its decisions as it moves forward and builds successful relationships. “We talk about our values a lot because they are so important to us and are ingrained in our DNA.
FNBSF employs around 270 people at its 18 locations in Sioux Falls, Baltic, Brandon, Dell Rapids, Flandreau and Harrisburg. While the bank’s core business, ag banking and retail lines are focused in southeastern South Dakota, its correspondent banking, wealth management and trust business, and The Advantage Network are regional in scope.
Getting pre-qualified can be a bit more challenging for a self-employed borrower. I would estimate that nearly half of my customers own their own business. If you are receiving income from another source such as a partnership, real estate, S-corporation, LLC, etc., you are considered self-employed when qualifying for a mortgage.
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