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The Strength of Our Community Bank

The Strength of Our Community Bank

Chris Ekstrum
President & CEO

The First National Bank in Sioux Falls began its long-term commitment to the Sioux Falls area in 1885. The oldest bank chartered in Sioux Falls owes its longevity to a combination of service, stability, innovation, and family involvement. Over the past 138 years, First National Bank has worked diligently to promote the growth and vitality of this city and the surrounding area. The Bank strives to continually be recognized as a community leader by reinvesting in the communities it serves.

We have always believed there is a fundamental difference between community banks and giant regional banks anchored on the coasts. Last week, we witnessed what happens when a bank takes unnecessary risks, values short-term profits, worries about today’s stock price, and ignores long-term stability. The banks that failed invested all of their eggs into a niche and concentrated basket. At The First National Bank in Sioux Falls, we have proudly taken a conservative approach, focusing on values that we hold dearly. We will never be a flashy California bank, and we prefer it that way — it’s not by accident, it’s by purpose.

We can confidently assure you — our customers and our communities — that we are a safe and sound financial institution with a very strong capital base and a well-diversified loan portfolio. When you have been around as long as we have, you know what to do in times like these. We are here to reassure you and answer any questions or concerns you may have. Please reach out to your banker directly or call us at (605) 335-5200 if we can assist in any way or simply help answer your questions.

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