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Saving A Flawed Estate Plan

Given the unrelenting pace of change in the tax laws and in the economy, coupled with the ordinary changes in personal and family circumstances, any estate plan is bound to go out of date sooner or later. Sometimes, planning failures may be remedied post-mortem, sometimes not. Here’s an example with a favorable outcome: Outdated and […]


Ask A Trust Officer

Financial Management Failure

How could someone who earned $650 million over 17 years be broke? That’s the question actor Johnny Depp recently tasked a team of forensic accountants and his new business manager, according to a recent Vanity Fair article. The team determined that Depp’s business managers of 17 years were guilty of mismanagement, breach of fiduciary duty, […]


Fraud Mini-Series

Grandkid Scams

Fraud Mini-Series

Have you ever received a call from your “grandkid” asking for a bail out? Grandkid Scams Click the button to read about how you can protect yourself from these imposters and other helpful fraud prevention tips from the Federal Trade Commission. And, as always, if you have questions or concerns, contact your personal banker or […]


Follow up - Baseball Seams Cover photo

‘Every old baseball has a story’

Local artist and entreprenuer, Nathan Rueckert

Artist and Founder of The Baseball Seams Co., Nathan Rueckert, can be described as a true, modern-day entrepreneur. From depictions of the American Flag to tie clips and cuff links, Rueckert’s work is as unique as it is striking. His pieces are entirely made up of old, tattered baseballs and work to breathe new life […]


Q&A Nathan-0717

Catch Up with Nathan

Q&A with Artist and Founder of The Baseball Seams Co.

Q: Waking up can be hard to do. What motivates you to get up and out of bed in the morning? A: I can definitely relate to this since I’m more of a night owl than a morning person! But with that said, it’s much easier for me to get out of bed in the […]


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The Uncertain Future of the "Stretch IRA"

Under current law, when an heir inherits a Roth IRA or an IRA from someone who has not yet begun receiving minimum distributions, he or she must make a choice. The money must be distributed either within five years or over the heir’s lifetime. For lifelong distributions, the heir will need to withdraw a minimum […]


First On The Farm

Quarterly Ag Newsletter

Quarterly Newsletter At First National Bank, we pride ourselves on remaining deeply rooted in Agriculture for more than 130 years. Our comprehensive team truly understands the importance of “keeping it in the family” and planning for future generations, as every one of them has personal experience on the farm. “Across all lines of business, the […]


Fraud Mini-Series

“You’ve Won!” Scams

Fraud Mini-Series

We have all been told something similar to this and thought for a split second, “Could it be?”. Whether it’s on a card, over the phone, or in an email, what’s the best thing to do? “You’ve Won!” Click the button to read about how you can protect yourself from “You’ve Won!” scams and other […]


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Debt After Death

Dear Trust Officer: “What happens to my debts when I die?” —Still Paying The Mortgage Dear Still: According to a recent study by Experion, some 73% of consumers have debts when they die, including mortgage debt. 68% have credit card debt; 37% have mortgage debt; 25% have car loans; 12% have personal loans; and 6% […]


Loads of Love

LSS Independent Living Services

At First National Bank, we are always looking for new ways to get involved in our communities. When the opportunity came around to support another United Way agency, we knew it was something we wanted to be a part of. During the month of June, we’re partnering with Lutheran Social Services (LSS) and Life 96.5 […]