Depositing money into an FNB checking account allows you to easily access your money for everyday purchases and bill payments. Depending on the benefits that matter most to you, we have FDIC-insured account options for the whole family. When you keep your money with one of the oldest banks in the region, you can feel assured that your money will be safe no matter what the economy looks like.
Checking Account Options
Personal Checking
Choose If
You want a straightforward account to deposit money and make everyday purchases.
Opening Deposit
$100
Earns Interest
No
Monthly Service Charge
$5 (waived if signed up for eStatements & disclosures)
Other Benefits
No annual service fee on your debit card. Overdraft line of credit is available if qualifications are met.
Student Checking
Choose If
You’re under age 26 and want a beginner account.
Opening Deposit
$50
Earns Interest
No
Monthly Service Charge
None
Other Benefits
Parental access to the account. ATM withdrawal fees are reimbursed up to $20 when qualifications are met. Account will convert to a Personal Checking account within 12 months of reaching age 26.
Kasasa Cash Back
Choose If
You want to earn cash back on everyday purchases.
Opening Deposit
$100
Earns Interest
No, but you do earn cash back on debit card purchases if criteria are met during each monthly qualification cycle
Monthly Service Charge
None
Other Benefits
No minimum balance required. ATM withdrawal fees are reimbursed up to $20 when qualifications are met.
Kasasa Cash
Choose If
You want to earn interest on your deposits.
Opening Deposit
$100
Earns Interest
Yes, if criteria are met during each monthly qualification cycle
Monthly Service Charge
None
Other Benefits
No minimum balance required. ATM withdrawal fees are reimbursed up to $20 when qualifications are met.