Checking Account Options
Card Gallery Choose the personal checking account that works best for you.
|Personal||Personal Interest||Premium Money Market||Student|
|Choose If||You want a basic checking account||You keep a balance of $5,000 or more in your checking account||You want to maximize your high-balance checking account||You are a high school or college student that incurs ATM service charges often|
|Opening Deposit||$100 minimum||$100 minimum||$50,000 minimum||$50 minimum|
|Minimum Balance||None||$5,000 each day to avoid $5 monthly service charge||$50,000 each day to avoid $25 monthly service charge||None|
|Monthly Service Charge||$3 monthly service charge**||No, with minimum balance||No, with minimum balance||$0|
*You must maintain the daily minimum balance to obtain the disclosed annual percentage yield.
**This service charge will be waived if you elect to receive eStatements and disclosures or if you are 65 or older.
- Advantage Debit Card – Pay for purchases from your checking account with your Advantage Debit Card.
- Overdraft line of credit* – Fast, easy access to credit when you need it
- Telephone Banking – Have 24-hour access to your accounts by calling our automated service at (605) 335-2900 or 888-293-6273
*Available if qualifications are met. Finance and transfer fees apply.