Checking Account Options
Depositing money into an FNB checking account allows you to easily access your money for everyday purchases and bill payments. Depending on the benefits that matter most to you, we have FDIC-insured account options for the whole family.
When you keep your money with one of the oldest banks in the region, you can feel assured that your money will be safe no matter what the economy looks like.
Apply for an accountCompare Accounts
Personal Checking |
Student Checking |
Rewards Checking |
Bonus 10 |
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| Choose If | You want a straightforward account to deposit money and make everyday purchases. | You’re under age 26 and want a beginner account. | You want to earn cash back on everyday purchases. | You want to earn interest on your deposits. |
| Opening Deposit | $100 | $100 | $100 | $100 |
| Earns Interest | No | No | No, but you do earn cash back on debit card purchases if criteria are met during each monthly qualification cycle. | Yes, amount earned will be higher if criteria are met. |
| Monthly Service Charge | $5 (waived if signed up for eStatements & disclosures) | None | None | None |
| Other Benefits | No annual service fee on your debit card. Overdraft line of credit is available if qualifications are met. | Parental access to the account. ATM withdrawal fees are reimbursed up to $20 when qualifications are met. Account will convert to a Personal Checking account within 12 months of reaching age 26. | No minimum balance required. ATM withdrawal fees are reimbursed up to $20 when qualifications are met. | No minimum balance required. ATM withdrawal fees are reimbursed up to $20 when qualifications are met. |
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Make the Switch to FNB
Our dedicated Personal Banking team makes the account switching process seamless! If you have questions about our account options or need assistance with something else, our team would love to help.
Meet our Personal Banking team