Make the Switch. Earn $350.

There’s a lot of reasons to switch to FNB, and now we’re giving you one more! Earn a $350 bonus* when you open a checking account with us by June 30, 2026.

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Why Switch Banks?

In addition to a seamless switching experience, we believe you’ll love banking with us because…

Why Switch Banks?

How to Earn $350:

  • Open a new consumer checking account, and be the primary owner of the new account. The primary account owner is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility.
  • Keep the checking account open for a minimum of 60 days in good standing.
  • Sign up to receive eStatements and disclosures.
  • Make 12 debit card purchases or complete one or more direct deposit(s) or ACH credit(s) of $500 or more into the checking account within the first 60 days of account opening.
How to Earn $350:

Have Questions? We’re Here to Help.

Our dedicated Personal Banking team makes the account switching process seamless! If you have questions about our account options or need assistance with something else, we’re here for you.

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Have Questions? We're Here to Help.

Ready to make the switch?

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*The New Customer Bonus program through The First National Bank in Sioux Falls (FNBSF) is open to any new consumer customer 18 years of age or older who opens an FNBSF consumer checking account (Personal Checking, Student Checking, Rewards Checking, or Bonus 10 Checking). New checking accounts are subject to approval by FNBSF. There is a $100 minimum opening deposit requirement for Personal Checking, Student Checking, Rewards Checking, and Bonus 10 Checking accounts. FNBSF will credit $350 to the account of the new customer who opens a new FNBSF consumer checking account, keeps the checking account open for a minimum of 60 days in good standing, and signs up to receive eStatements and disclosures. In addition, the new customer must also make 12 debit card purchases or complete one or more direct deposit(s) or ACH credit(s) of $500 or more into the account within the first 60 days of account opening. The $350 New Customer bonus will be credited to the new consumer checking account within 14 business days after the account has been open 60 days and the requirements have been met. This program may not be combined with any other offer and may be modified or canceled at any time without notice. The New Customer Bonus program is valid for new consumer checking accounts only. Customers with an existing FNBSF consumer checking account are not eligible for the program. The $350 New Customer bonus will be reported on IRS Form 1099 MISC if you are paid more than $600 in a calendar year. This offer is valid from April 1, 2026, to June 30, 2026. This offer is for new consumer checking customers only and is available only to the primary owner of the new checking account. The primary account owner is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility.