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Ag Advisory Board Spotlight: Darren Hefty

First on the Farm Newsletter

Darren Hefty — a farmer, agronomist, and co-host of Ag PhD — has served on our Ag Advisory Board since 2016. “I love that FNBSF gets agriculture and wants to do it well,” he said. “Not only do the leaders...
Sarah Kurtenbach recording the podcast episode "From Big Debt to Big Impact."

From $1 million in debt to empowering young women: Sioux Falls entrepreneur shares her story

All Sarah Kurtenbach wanted was a cup of hot chocolate at a University of Sioux Falls football game. “I’m freezing my butt off, and it’s halftime of the football game, and I know my dad is in the stands,” she...
Credit card processing with First National Bank

Credit card processing done better with First National Bank

Whether you’re starting a new business or have owned your business for years, you know how essential credit card processing is to your success. And with the increasing popularity of mobile wallets and electronic payments, it’s important now more than...
Preventing common types of business fraud

4 common types of business fraud to watch out for — and how to prevent them

Business owners face a myriad of challenges when it comes to running a successful enterprise. One of the most rapidly increasing challenges relates to that forbidden f-word: fraud. With the number of fraud-related incidents on the rise and fraudsters becoming...
A glass jar full of loose change, with a plant growing out the top.

Tips for building and maximizing your emergency fund

First National Wealth Management

One of the pillars of a sound financial plan is the accumulation of an emergency fund. Depending on whose advice you’re receiving, an emergency fund will mean different things; however, most financial advisors recommend having three to six months’ worth...

5 reasons a student checking account is the financial secret weapon for parents

Raising kids and teens is already hard enough without having to worry about teaching them financial literacy. Not to mention that as busy parents, you’re likely bombarded on the regular with fancy fintechs and cool new apps claiming they can...

Insuring Your Success – June 2023

First on the Farm Newsletter

After what seemed like a winter that just wouldn’t quit, it sure is nice to be able to enjoy some summer-like weather now. It almost seems a little crazy that after all that snow, most of us could use a...
A financial review for a beloved sitcom couple.

A financial review for a beloved sitcom couple

Ever wonder what to expect when you start working with a wealth management firm? On our latest podcast episode, I sat down with Kyle Cipperley and Joe Dylla to walk through the prospect review process and share our financial recommendations...
A key on a house-shaped keychain sitting in a lock.

Better access, more convenience: The advantages of selling with a realtor

With the flurry of homebuyers and increase in home prices in recent years, many people are reconsidering the costs of using a realtor versus purchasing or selling a home without one. Thanks to updated technology and internet resources — and...
Representatives for the Independent Community Bankers of South Dakota meet with Senator John Thune in Washington, D.C.

Advocating for agriculture

First on the Farm Newsletter

While we may have gotten a late start to spring field work and planting, South Dakota farmers were able to catch up in a hurry, getting generally everything finished in a timely manner. After working on my family farm this...
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