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Changes on the horizon this harvest season

First on the Farm

Changes on the horizon this harvest season

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Brian Gilbert
Ag Banking Manager

Harvest season means so much to all of us in the ag industry.


Harvest season is a favorite of mine and, I’m certain, of nearly all the readers of our First on the Farm newsletter.

It’s a culmination of all our efforts throughout the growing season. And yet, it can also be a stark reminder of the trials we faced this year with weather challenges and volatile markets.

While harvest season can be stressful, it amplifies several things that we have in common.

Just like you, those of us at First National Bank take pride in our values — two of which are Family and Teamwork. Harvest season places both of these priorities front and center on your operations.


As you prepare for this harvest season, I urge you to take a step back and enjoy what lies in front of you.

One of our former Ag Advisory Board members, Jon Nelson, said it best: “You only get 30 or 40 crops that you grow in a lifetime.”


Fall is the season of transition. While we all wish we could continue with the warm summer days, we know what we’re in for with South Dakota winters.

As you begin preparing your operation for the winter season, remember to think through financial strategies for the year-end and transitioning into 2024.


And with the changing season comes some exciting changes that are unfolding within the First National Ag Team.

We continue to grow our customer footprint and, as such, have hired two new lenders: Mitch Gusso and David Painter.

These new lenders, along with all of the familiar faces you’ve come to trust, are here to help guide you through the coming years. Thank you, again, for trusting our team to help you along your financial journey!

Finally, it is with great excitement that I announce that beginning in October, we will be changing the name of First Crop Solutions to First Ag Risk Management (FARM).

While crop insurance will continue to play a key role in FARM, we didn’t want to be limited to just a crop insurance provider. We also offer Livestock Risk Protection, which is equally as important for your operation’s success.

Our Ag experts have been extremely successful in helping grain and livestock producers protect their revenue; this change will be a big step forward for our team.

If you’d like more details on this upcoming change, please reach out to me at (605) 214-0546 or Josh Kayser, who will share his two cents on the blog next month, at (605) 999-8011.

Send us your photos!

Want your farm pics to be featured in our February newsletter? Text us at (605) 929-5822 with your photo, first and last name, operation name, and where you’re located. We can’t wait to see what’s happening on your farm!



By submitting a photo, you agree to let The First National Bank in Sioux Falls share it in their ag newsletter, on their website at, on social media, and in emails or other marketing materials.

Have questions? We're here to help.

Brian Gilbert

Ag Banking Manager

Josh Kayser

Ag Banking Team Lead

David Painter

Ag Banker

Mitch Gusso

Ag Banker
Committed to agriculture for nearly 140 years

In 1885, we got our start in ag banking. And to this day, we remain committed to agriculture and serving farmers.

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