Cash Management

Merchant Processing

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Owning a business can be demanding — from tracking inventory and supervising employees, to taking orders and everything in between. That’s why we’ve teamed up with Clover ®, an all-in-one point-of-sale system that can help transform your business with payment processing and business management solutions customized just for you.

Check out our blog to see how our credit card processing works: Credit Card Processing Done Better With FNB


Competitive pricing.

Various electronic processing options.

All major credit cards accepted.

Mobile processing with most smartphones and attached card reader.

Point-of-sale (POS) terminals for fast credit card authorizations and money deposited in your account within 2 business days. Local support.

24-hour help desk.

Gift Card Loyalty Programs

Our gift and loyalty programs* replace paper gift certificates with cards that look and feel like credit cards.

Each card is cashier-activated with a unique, electronically encoded account number stored on the magnetic strip.

Visits can be tracked and the amount spent can be deducted each time the cardholder makes a purchase.

We offer a turnkey gift card system similar to big retailers without having to give cash back to your customers.

Any unused balance remains on the card for additional purchases.


*Not FDIC insured.

Learn more about Merchant Processing

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