Cash Management

Mastercard® Business and Corporate Credit Cards

Whether you are looking to increase your purchasing power or better control expenses, we have the card that is right for you.

Mastercard Business

Mastercard® Business Platinum

Enjoy our lowest introductory APR offer.


Variable risk-based pricing ranges from Prime + 5.74% to 13.74%.

Terms and Conditions
Mastercard® Business Platinum Rewards

Cash Back Rewards – redeemable for statement credits or deposits to your FNBSF Checking Account.


1% cash back for $1 of spend.1


Individual or consolidated rewards based on billing type.

Terms and Conditions
Mastercard® Business World Elite

Cash Back Rewards – redeemable for statement credits or deposits to your FNBSF Checking Account.


Zero Foreign Transaction Fee


3% cash back on travel and dining3


2% cash back on gasoline and 1% cash back on all other purchases3


$95 yearly fee – waived in year one


Individual or consolidated rewards based on billing type.

Terms and Conditions

Mastercard® Corporate

Mastercard® Corporate

Easy expense management allows large corporations to pay for virtually all expenses.


Allows large business and government agencies to better manage and control rising costs and reduce the time spent on authorizing and tracking transactions.


Non-rewards card.


Monthly pay in full.


Typically used for credit lines $50,000 or more.

Terms and Conditions
Mastercard® Corporate Rewards

Easy expense management allows large corporations to pay for virtually all business expenses.


Allows large business and government agencies to better manage and control rising costs and reduce the time spent authorizing and tracking transactions.


Accumulate 1% cash back for every $1 company purchase.


Monthly pay in full.


Typically used for credit lines $50,000 or more.

Terms and Conditions
Mastercard® Purchasing Card

Easy expense management allows large corporations to pay for virtually all business expenses.


Allows large business and government agencies to better manage and control rising costs and reduce the time spent authorizing and tracking transactions.


Virtual and Ghost Card availability.


Electronic statements only.


Consolidated billing.


Typically focused toward companies which spend $500,000 or more in a year on their credit card.


Earn rebates based on your spend volumes.

Terms and Conditions

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All credit cards are subject to credit approval. Ask for details.

Mastercard is a registered trademark of Mastercard International Incorporated. Certain restrictions, limitations, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.

1For details on Rewards Program, please visit: https://fnbsf.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.

2Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.

3We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.