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A field of hay bales at dusk.

An optimistic look at 2021

First on the Farm

The following is a story from the September 2021 edition of our First on the Farm Newsletter.  With harvest right around the corner, I would like to take the opportunity to thank you for your business throughout the years and...

A padlock on top of a debit card.

Securing your financial information

It seems like there’s always a new data breach or hacking technique of some kind in the news. As technology and internet play a growing role in our daily lives, it’s important that we keep our personal and financial information...

Jeff Weber, employee development designer at The First National Bank in Sioux Falls.

FNB Family Friday: Jeff Weber

FNB Family Friday

Tell us about your background. Where you grew up, where you went to school, industry experience, your family, and volunteer work. I grew up in Sioux Falls with six older siblings, two horses, a dog, cats, and various other critters...

Scam alert!

Mortgage Scams

The housing market has been the topic of discussion for the last year. Interest rates are low, emotions are high, and scammers are taking advantage. This time they’re sending letters like the one below. The letter claims that you have...

Behavioral finance with Dr. Daniel Crosby.

How your behavior impacts your investing

Common Cents on the Prairie™

So, you’re just getting into the finance game. You do your own trading on Robinhood. You’re always watching the markets, looking for the next big thing. It might seem like you’ve found a way to make your own money, with...

The team at Reflection Detail in Sioux Falls.

Detailer’s dream comes true

For most people, cleaning a vehicle probably doesn’t extend much beyond vacuuming, wiping down the surfaces, and a wash. But, Patrick Golay isn’t most people. He and his team at Reflection Detail give whatever drives into their shop a complete...

A college student sitting in the grass while on their phone.

Banking in college

When you go to college, a lot of things change. You’ll find yourself searching for classes, making new friends, and trying to remember where you parked your car. One thing you shouldn’t have to worry about is finding a new...

A house in Sioux Falls, SD.

Should I buy a home right now?

Common Cents on the Prairie™

Whether you’re trying to buy your first home or you’re ready to upgrade, the housing market is hot. Homes are selling for tens of thousands of dollars over asking price, inspections are being waived, contingencies dropped, and some homes are...

A newly remodeled kitchen.

How to make upgrades to your home make financial sense

Marit and Charlie Moberg started their search for a home in Sioux Falls in 2016. It eventually led them to a 1954 Rambler home. When Marit first stepped foot inside, she said, “Well, not this house. This is so bad.”...

A hand holding a bitcoin, and a phone in the background showing markets.

What you should know about the market, low interest rates, and cryptocurrencies

Common Cents on the Prairie™

When you watch the news, read the headlines, or scroll social media, anything related to the financial sector can seem like an absolute rollercoaster. From low interest rates, volatility in the stock market, or even the current housing market, people...

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