Our Two Cents

Our Two Cents
Our Two Cents
Agribusiness Business Common Cents on the Prairie™ Fraud Prevention
Giving Back Insuring Your Success Local Stories Mortgage
Our History Personal Banking Resources Tea With Teammates
Transportation Values & Culture Wealth Management Women in Business
First National Bank's office building in downtown Sioux Falls.

2024 Year in Review

As inflation and economic strain continue to put a squeeze on everyone’s wallets, I would like to reiterate how grateful I am that you trust us with your financial lives. That is not something we take lightly at The First...
Terri Foster, a mortgage banker at The First National Bank in Sioux Falls.

Upgrading from a starter home: Mortgage Banker Terri Foster offers guidance for a smooth move

Whether it’s because you have a growing family, you’re making a move for work, or a multitude of other reasons, the time will come for most homeowners to upgrade from their starter home. And when that time comes — or,...
First National Bank's downtown branch in Sioux Falls, branded with an overlay of the Bank's logo

Darren Hefty of Hefty Seed Company joins our board of directors

Darren Hefty has joined The First National Bank in Sioux Falls Board of Directors, effective November 19, 2024. Hefty is the co-owner of Hefty Seed Company, headquartered in Baltic, SD, which operates in 50 locations across 12 states. The company...
Sioux Falls small business owners Ashley Pfaff-Shaver and Chuck Shaver.

‘This is the dream home’: Local small business owners share homebuilding plans

Common Cents on the Prairie™

“I know we’re going to have to spend a lot of money, so I don’t want to compromise.” Build, buy, or remodel? With all the chaos of the housing market in recent years, many homebuyers are feeling stuck. Small business...
A man's hand holding a pen and pointing to retirement accounts options on a piece of paper.

Roth vs. traditional: Choosing the best retirement account for my situation

First National Wealth Management

Deciding whether a Roth or traditional account is best for you is a very personal experience. Differences in income, retirement expectations, and state tax treatment will all be determining factors in your choice. In a previous blog post, we discussed...
An aerial view of a Hutterite colony in South Dakota.

Join us for the 2025 Hutterite Banking Institute program

As the old saying goes, “the only constant in life is change.” That message is applicable to nearly everyone, but for the purpose of this article, I want to apply it to what we are seeing with Hutterite colonies. While...
Wealth Advisor – Tax Consultant Paula Bindert meeting with a client about selling their business.

Selling your business? Here's your guide to a successful transition

So, you’re thinking about selling your business. What is your “why”? Is it to create a financial legacy? To pass along your business to family? To get the most money from the sale or the best outcome for your employees?...
Phil McInnis, chief investment strategist at Avantis Investors.

Elections and how they impact your money

Common Cents on the Prairie™

Are markets more volatile in an election year? Does the person or party in the Oval Office have any effect on my returns? With the 2024 election right around the corner, the latest episode of our podcast, Common Cents on...
A combine unloading into a grain cart.

Harvest time: A season of new beginnings

First on the Farm Newsletter

In last year’s fall newsletter, I focused on three themes as we approached harvest season: Abundance Reflection Preparation This year feels a little different going into 2025. As such, we’ll focus on one theme that seems relevant to me personally...
Vicki Stewart, executive director of Employment Disability Resources, with teammates from The First National Bank in Sioux Falls.

First National Bank named 'Disability Inclusion Partner' by Employment Disability Resources

The First National Bank in Sioux Falls has received the Disability Inclusion Partner award from Employment Disability Resources, a local nonprofit organization that aids businesses in recruiting, retaining, and promoting individuals with disabilities. The City of Sioux Falls and Employment...
Older Articles
Newer Articles