Which application should I use?
There are currently three versions of loan forgiveness applications available: a simplified application, an EZ application, and a standard application. Below, you can find all three applications and their respective instruction sheets. Please review the applications and required documentation (found on each application’s instruction sheet) to determine which application may pertain to your business.
You may be able to use the simplified application (Application Form 3508S – revised January 19, 2021) if your PPP loan was for $150,000 or less. This one-page application does not require documentation to be submitted with your forgiveness application, but does require document retention. Please see the instruction sheet in the 3508S box below for the full details of the retention requirements.
You may be able to use the EZ Application if you can certify any of the following three items (a detail of these certifications can be found in the EZ Application Instruction Sheet):
• You are self-employed and have no employees, OR
• You did not reduce the salaries or wages of your employees by more than 25% and did not reduce the number or hours or your employees, OR
• You experienced reductions in business activity as a result of health directives related to COVID-19 and did not reduce the salaries or wages of your employees by more than 25%
Forgiveness application instructions
Please note: we have made some adjustments to our application and document submission process for the forgiveness phase of the PPP. It will be slightly different than the loan application process. These changes will help us more efficiently process forgiveness applications. Please read the following instructions carefully.
Once you have determined which application you are eligible to use, please review both the applicable instruction sheet and FNB document checklist. By clicking the ‘Apply Now’ button in the application boxes below, you will be directed to a fillable application PDF in our online Adobe E-sign platform. This way, you can complete the application, upload your documentation, provide an electronic signature, and submit your application to FNB all in one spot!
Next, enter the required information into the application. You will not be able to submit the application unless you have completed all of the required fields. The top right of the page will indicate any remaining required fields. Near the end of the application, there will be a page to upload your supporting documentation.
After you have entered all of the required information and uploaded your documentation, you will provide an electronic signature. When you click ‘submit,’ all of the application materials will be sent securely to FNB. We will send an email confirmation within 1-2 business days of receiving your application.
Please note: Our online application does not deliver Excel spreadsheets to us correctly. If any of your calculations or required documentation is contained in an Excel spreadsheet, please submit them to us through an encrypted email. If you need us to initiate the secure email process, please use the ‘Contact Us’ button below to request a new secure email.