SBA PPP Loan Forgiveness Applications

SBA PPP Loan Forgiveness Applications

Read the instructions below and apply at the bottom of this page.

Am I eligible to apply now?

On Tuesday, August 11, we informed PPP borrowers that our forgiveness process is not yet open. This is due to the fact that we anticipate additional legislative changes (subject to congressional approval) that will improve and streamline the forgiveness process for borrowers and lenders alike. Such changes will likely affect the current versions of applications, instruction sheets, and document checklists. At this time, we are currently opening forgiveness to a limited number of borrowers in order to test our process. If you received an ‘invitation to apply’ email from your banker, you are eligible to now apply for forgiveness. If you did not receive an invitation email, please wait to apply until we open our forgiveness process to all PPP borrowers. We will continue to communicate with borrowers about our opening date for forgiveness. Thank you for your continued trust and patience and we look forward to helping you through the forgiveness phase of your PPP loan.

Which application should I use?

On June 17, as part of the PPP Flexibility Act, the SBA and Treasury released two versions of loan forgiveness applications: a revised PPP Loan Forgiveness Application and an EZ PPP Loan Forgiveness Application. Below you can find both applications and their respective instruction sheets. Please review the two applications and required documentation (found on each application’s instruction sheet) to determine which application may pertain to your business. You may be able to use the simplified EZ version of the application if you can certify any of the following three items (a detail of these certifications can be found in the EZ Application Instruction Sheet): 

• You are self-employed and have no employees, OR
• You did not reduce the salaries or wages of your employees by more than 25% and did not reduce the number or hours or your employees, OR 
• You experienced reductions in business activity as a result of health directives related to COVID-19 and did not reduce the salaries or wages of your employees by more than 25%

Forgiveness application instructions

Please note: we have made some adjustments to our application and document submission process for the forgiveness phase of the PPP. It will be slightly different than the loan application process. These changes will help us more efficiently process forgiveness applications. Please read the following instructions carefully. 

Once you have determined which application you are eligible to use, please review both the instruction sheet and FNB document checklist. By clicking the ‘Apply Now’ button in the application boxes below, you will be directed to a fillable application PDF in our online Adobe E-sign platform. This way, you can complete the application, upload your documentation, provide an electronic signature, and submit your application to FNB all in one spot!

Once you open the application, please read both the ‘Terms of Use’ and ‘Consumer Disclosure’ messages. These are required for us to accept documents with an electronic signature. You can accept the terms of both agreements on the ‘Consent to do business electronically’ page.

Next, enter the required information into the application. You will not be able to submit the application unless you have completed all of the required fields. The top right of the page will indicate any remaining required fields. Near the end of the application, there will be a page to upload your supporting documentation. 

After you have entered all of the required information and uploaded your documentation, you will provide an electronic signature. When you click ‘submit,’ all of the application materials will be sent securely to FNB. We will send an email confirmation within 1-2 days of receiving your application.

Standard PPP Loan Forgiveness Application

Document Checklist
FNBSF Document Checklist

Instruction Sheet Apply Now
EZ PPP Loan Forgiveness Application

Document Checklist
FNBSF Document Checklist

Instruction Sheet Apply Now

If you have any questions or concerns as you complete your forgiveness application, please reach out to us at the link below. A teammate from our PPP task force will be happy to help with whatever you need. Simply fill out the information on the form and we’ll be in touch.

Contact us!