Savings Account Options

Whether big or small, start saving and watch your money grow.

Empty Heading For Layout Purposes

Regular Savings


Choose If

You want a basic account to save money and build your balance

You keep a higher balance and want to grow your savings

Opening Deposit

No minimum

$5,000 minimum

Minimum Balance



Interest Credited



Interest Compounded



Earns Interest



Monthly Service Charge



Transaction Limits

6 non-personal transfers per monthly statement***

6 non-personal transfers per monthly statement***

*You must maintain the minimum balance in the account each day to obtain the disclosed annual percentage yield.
**Service charge applies if balance falls below $300 any day of the month. Waived for customers under 26 years of age. This charge will also be waived every month if a recurring automatic internal transfer(s) totaling at least $25.00 is established and conducted each month from a personal checking account at The First National Bank in Sioux Falls. This service charge will not be waived and the service charge will be imposed if the transfer(s) is cancelled or does not occur during each month.
***You may make unlimited deposits into your account each month and unlimited number of automated teller machine (ATM), mail or teller withdrawals. However, federal regulations limit the number of non-personal transfers from your account to 6 per monthly statement cycle. Non-personal transfers include any combination of PC, telephone, automatic or pre-authorized transfers to another account of the depositor or to a third party.

Learning to Fly - WabliLearning to Fly program – Do you have a child who is ready to start saving? Our child savings account makes saving a fun and rewarding experience for the whole family. Available to children 18 years and younger.

All of our savings accounts include the following free services for ease and convenience.

  • Personal Online Banking – Manage your money on your time.
  • Advantage Debit Card – View our Advantage Debit Card gallery
  • Telephone Banking – Have 24-hour access to your accounts by calling our automated service at (605) 335-2900 or 888-293-6273