Products and Services

Products and Services

Annuities”]

A form of a contract sold by life insurance companies that guarantees a fixed or variable payment to the annuitant at some future time, usually at retirement.

Brokered Certificates of Deposit (CD)”]

Collateralized Mortgage Obligations (CMOs)”]

Mortgage-backed bond that separates mortgage pools into different maturity classes called tranches.

College Saving Plans”]

Corporate Bonds”]

Debt instruments issued by a private corporation.

Dividend Reinvestment”]

Exchange Traded Funds (ETFs)”]

Investment vehicle traded on stock exchanges, much like stocks or bonds. An ETF holds assets such as stocks or bonds and trades at approximately the same price as the net asset value of its underlying assets over the course of the trading day.

Government Agency Bonds”]

Securities issued by U.S. government sponsored entities (GSEs) and federally related institutions.

Initial Public Offerings”]

Corporation’s first offering of stock to the public.

Insurance”]

Definition coming soon.

Long-term Care Insurance”]

Definition coming soon.

Money Market Funds”]

Definition coming soon.

Municipal Bonds
Debt obligation of a state or local government entity.

Preferred Stock”]

Class of capital stock that pays dividends at a specified rate and that has preference over common stock in the payment of dividends and the liquidation of assets.

Common Stock “]

Units of ownership of a public corporation.

Structured Notes”]

Definition coming soon.

Treasury Bonds”]

Negotiable debt obligations of the U.S. government, secured by its full faith and credit.

Unit Investment Trusts (UITs)”]

Investment vehicle that purchases a fixed portfolio of securities such as corporate, municipal, or government bonds, mortgage-backed securities, common stock, or preferred stock.

Retirement
Rollover IRA
Roth IRAs
Self-Employed Retirement Plans
Traditional IRAs
Variable and Fixed Annuities

Advice and Planning
Asset Allocation
Fee-based Advisory Service
Money Guide Suite

Cash Management
PrimeSweep
Links your checking account to a money market fund so you can earn market rates on your excess cash.

Estate Planning
Estate Guidance
Life Insurance
Long-term Care Insurance

Business Financial Services
403(b) Retirement Accounts
Corporate 529 Plans
PrimeSweep Cash Management Account
Links your checking account to a money market fund so you can earn market rates on your excess cash.
Retirement and 401(k) Plans

Tracking
Client Review
Monthly and Quarterly Statements
ePRIMEVEST

The following are links you might find helpful.

Glossary

Resource Center

To learn more about our investment products and services email or give us a call at (605) 335-5136 or 800-339-1160 for a convenient appointment.

Securities, insurance products and advisory services offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRASIPC. Investments are: • Not FDIC/NCUSIF insured • May lose value • Not financial-institution guaranteed • Not a deposit • Not insured by any federal government agency. Cetera is under separate ownership from any other named entity. http://www.finra.org/index.htm

View Cetera Investment Services privacy policy and other important information.

Investment Executives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

Advisory services may only be offered by Investment Adviser Representatives in connection with an appropriate Advisory Services Agreement and disclosure brochure as provided.

For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera, nor any of its representatives may give legal or tax advice.