Business Checking

Card Gallery Choose the business checking account that works best for your organization.


Empty Heading For Layout Purposes BusinessFirst Checking Basic Business Checking Low Volume Checking
Best For Sole Proprietorships, Partnerships, Limited Partnerships, Limited Liability Corporations, S Corps, C Corps Small businesses and organizations with moderate checking activity Small businesses and organizations with low transaction activity
Minimum Average Ledger Balance Analyzed monthly to determine the earnings allowance using the daily balance after deductions of float and legal reserve requirements $2,500 $500
Fee if Balance Drops Below Minimum Balance Average negative available balances will be assessed charges at the Wall Street Journal prime rate + 2% points. $10 per statement cycle $10 per statement cycle
Items Allowed Per Statement Cycle Unlimited check writing with charges offset by earnings allowances with imaged or CD statements 150* 10*
Over-limit Per Item Charge N/A $0.25 $0.25
Statement Options eStatements, Image, or CD-ROM eStatements or Image eStatements or Image

*Includes all checks, ATM debits, electronic funds transfers, deposits, deposit tickets and deposited items or deposited activity in the account. Sweep transactions are not considered items.