Business Debit Card

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A Business Debit Card issued to you or your designated employees lets you control and manage spending with flexibility and security. With customized limits, you determine daily spending needs for each employee. It’s convenient and simplifies expenses.


  • Can be used for signature and PIN purchases
  • Funds are subtracted directly from your checking account
  • Card can be used wherever Visa is accepted
  • Visa’s Zero Liability policy protects you from fraudulent checkcard use
  • Weekly or monthly reports detail card transactions for easy reconciliation


  • Rewards – Earn points on qualifying purchases redeemable for merchandise, gift cards, travel discounts, and more.
  • Replace. Repair. Refund. – Items purchased with your Business Debit Card for the purchase price can be refunded up to a maximum of $10,000/claim and $50,000/cardholder. Warranties can be doubled up to 1 year on warranties of 3 years or less.
  • 24-Hour Auto Rental Damage Waiver – Covers damage due to collision or theft.
  • Travel and Emergency Assistance – Get help with lost luggage, prescription delivery, and emergency transportation while traveling.

Report Lost/Stolen Cards

If your checkcard is lost or stolen, acting fast limits your liability for unauthorized charges. Call us as soon as you notice your card is missing.

During Business Hours: call (605) 335-5200 Monday thru Friday, 8:00 a.m. to 5:30 p.m.

After Business Hours: call 800-236-2442. You will be assisted by one of our partners. Be sure to use our full name, The First National Bank in Sioux Falls, when identifying your bank.