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 The Annual Percentage Yields (APY) stated below are accurate as of May 09, 2008.

To obtain information about any current CD specials, please contact a Customer Relationship Manager at one of our convenient locations or call our toll free number at 800.339.1160.

The First National Bank in Sioux Falls
 100 South Phillips Avenue
Sioux Falls, SD 57104


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Minimum balance to open: $1,000.00.

Minimum Balance Days to Maturity
APY*
30-90 91-181 182-364 365-729 730-999
$1,000.00 - $9,999.99 00.91 01.02 01.63 01.57 01.69
$10,000.00 - $24,999.99 01.02 01.66 01.64 01.67 01.79
$25,000.00 - $99,999.99 01.87 01.94 01.92 01.95 02.07
$100,000.00 + 01.91 02.08 02.06 02.09 02.21


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Minimum balance to open: $1,000.00.

Minimum Balance Months to Maturity
APY*
36 48 60 72 84
$1,000.00 - $9,999.99 02.06 02.51 02.56 02.56 02.56
$10,000.00 - $24,999.99 02.16 02.51 02.61 02.71 02.81
$25,000.00 - $99,999.99 02.44 02.81 02.91 03.01 03.11
$100,000.00 + 02.58 02.91 03.11 03.11 03.21


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Minimum balance to open: $100,000.00.

Minimum Balance APY*
$100,000.00 + 01.52





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No minimum balance to open. A service charge of $3.00 will be imposed every month if the balance in the account falls below $300.00 any day of the month. This charge is waived for customers under 18 years of age.

Minimum Balance APY*
$0.01 - $999.99 00.100
$1,000.00 - $9,999.99 00.100
$10,000.00 - $24,999.99 00.100
$25,000.00 - $99,999.99 00.200
$100,000.00 - $249,999.99 00.200
$250,000.00 + 00.200


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Minimum balance to open: $10,000.00.

Minimum Balance APY*
$10,000.00 - $49,999.99 00.501
$50,000.00 + 01.866


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No minimum balance to open. A service charge of $3.00 will be imposed every month if the balance in the account falls below $1,000.00 any day of the month.

Minimum Balance APY*
$0.01 - $4,999.99 00.000
$5,000.00 - $19,999.99 00.501
$20,000.00 + 00.753


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No minimum balance to open.

Minimum Balance APY*
$.01 - $499.99 03.247
$500.00 - $749.99 01.703
$750.00 - $1,499.99 00.592
$1,500.00 - $9,999.99 00.200
$10,000 - $24,999.99 00.401
$25,000 + 00.753

Minimum balance to open: $50,000.00.

Minimum Balance APY*
$50,000 - $99,999.99 1.520
$100,000 - $499,999.99 2.029
$500,000 + 2.539





» more info
No minimum balance to open.

Minimum Balance APY*
$.01 - $999.99 00.000
$1,000.00 - $9,999.99 00.050
$10,000.00 - $24,999.99 00.050
$25,000.00 - $99,999.99 00.050
$100,000.00 - $249,999.99 00.050
$250,000.00 + 00.150


» more info
No minimum balance to open.

Minimum Balance APY*
$0.01 - $999.99 00.000
$1,000.00 - $9,999.99 00.050
$10,000.00 - $24,999.99 00.050
$25,000.00 - $99,999.99 00.050
$100,000.00 - $249,999.99 00.050
$250,000.00 + 00.150


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Minimum balance to open: $50,000.00.

Minimum Balance APY*
$50,000.00 - $74,999.99 00.904
$75,000.00 - $99,999.99 01.005
$100,000.00 - $249,999.99 01.106
$250,000.00 + 01.409


* APY is Annual Percentage Yield.
** Certificates of Deposit may be subject to early withdrawal penalties.
*** Rates may vary after account opening. Fees may reduce earnings on the accounts.

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