This account is best if you are trying to accumulate money and build balances.
- ATM Card Option
- bankOnline featuring Internet Banking, Mobile Banking, eAlerts (text and email alerts), and eStatements
- Free Telephone Banking services
View our current rate information.
Compounding and Crediting
Interest will be compounded every month. Interest will be credited every month.
Minimum Balance Requirements
There are no minimum balance requirements to open the account. A service charge of $3.00 will be imposed every month if the balance in the account falls below $300.00 any day of the month. This charge is waived for customers under 26 years of age.
Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a periodic rate to the principal in the account each day.
Accrual of Interest on Noncash Deposits
Interest begins to accrue no later than one business day after we receive credit for the deposit of noncash items (for example, checks).
Fees and Charges
The following fees and charges may be assessed against your account:
Stop Pay Charge
$30.00 per request
Returned Item Fee
$3.00 per item
Re-deposit of Returned Item Fee
$1.00 per item
Dormant Account Fee
$5.00 per month
Returned Mail Fee
$5.00 per month
Wire Transfer Fee
International Wire Transfer Fee
$20.00 per item
Canadian Check Processing Fee
$10.00 per check + exchange fee
You may make unlimited deposits into your account each month. An unlimited number of withdrawals by automated teller machine (ATM), mail, or teller withdrawals can be made from your savings account. However, federal regulations limit the number of non-personal transfers from your account to six per monthly statement cycle. Non-personal transfers include any combination of PC, telephone, automatic or pre-authorized transfers to another account of the depositor or to a third party.