Access your accounts 24/7 from your mobile device, computer, or telephone with bankOnline, our full suite of online banking services. All you need is an active checking or savings account to use these convenient services for free.

Online Banking

The most robust online access to your personal and business accounts. When you enroll in Online Banking*, you can:

  • Check account balances
  • Pay your bills
  • Make mortgage and loan payments
  • Transfer funds between accounts
  • Review account transactions
  • Make person-to-person payments through PopMoney
  • View the front and back of your checks
  • Download account information into financial management software such as Quicken, Microsoft Money, Quickbooks, and more

To enroll, simply complete our Personal Online Banking Application.


Mobile Banking

Access your account information via your mobile device anytime, anywhere.

  • Review account balances                                                                                    
  • Monitor recent transactions
  • Transfer money between First National Bank accounts
  • Make a deposit by taking a picture **NEW FEATURE!


Get the most out of your Mobile Banking experience in three ways: download our app for iOS or Android**, use your mobile device's web browser to take advantage of online banking or bill pay, or sign up to receive account details by text message***.

To enroll, just log into bankOnline, click "Enroll Now," and we'll send you a text message with details on how to get started.


Online Bill Pay

Save time and stamps with our free online bill pay service. Pay all of your bills in one place with this safe, secure, and easy-to-use service.

You'll get access to Online Bill Pay when you enroll in Online Banking.



Receive messages via text, email, or your bankOnline message box, whenever activity occurs in your account(s), such as when a deposit has been received or when your account falls below a certain amount.

Find out more about eAlerts.



Get your banking statements and disclosures online. We'll email you when they're ready to view.

Sign up by clicking on the eStatement button once you log into bankOnline.



All of our bankOnline and Mobile Banking services are accessed through a secure internet connection. Individual indentification codes and passwords protect access to your account information. To further protect you from fraud and identity theft, our Online Banking uses image security with a secret image and password while Mobile Banking uses a one-time password.

Software Requirements

bankOnline only works with certain hardware and software systems. Hardware and/or software may become outdated and unable to support bankOnline, and the customer will be required to upgrade from time to time.

Please note that, to use Mobile Banking, you will need a mobile phone with a browser and data service.

Questions? Just contact us or give us a call at (605) 335-5200 or 800 339-1160, and we'll help you out.

*An active account with The First National Bank in Sioux Falls is required to enroll.
**Additional phone models are currently under development for future app availability. 
***Message and data rates may apply.