Green Account
This account is best if you are looking for convenient, environment-friendly checking.
Account Benefits
- No annual fee on your Advantage ATM & Checkcard
- First Reserve overdraft line of credit is available upon credit approval
Rate Information
This account does not earn interest.
One (1) $5.00 cash reward* will be paid per account per statement cycle if ALL the following requirements are met:
- Must have at least one (1) direct deposit each month.
- Must have at least one (1) ACH payment initiated by an outside vendor each month.
- Must enroll for e-statements and disclosures.
- Must have ten (10) or more Advantage Checkcard or ATM transactions per month.
- Must not write any checks on the account. No checks will be issued for this account.
Cash rewards will be automatically credited to your Green Account on the first day of the following statement cycle.
Minimum Balance Requirements
You must deposit $100.00 to open this account.
Fees
The following fees may be assessed against your account:
Deposit Account Early Closing Fee** | $20.00 per account |
NSF Return Fee | $30.00 per item |
NSF Return Fee Per Day Maximum | $150.00 |
NSF Paid Fee*** | $30.00 per item |
NSF Paid Fee Per Day Maximum | $150.00 |
Overdraft charge (recurring)*** | $30.00 each seven consecutive days |
Stop Pay Fee | $30.00 per request |
Returned Item Fee | $3.00 per item |
Dormant Account Fee**** | $5.00 per month |
Returned Mail Fee | $5.00 per month |
Check Copy Fee | $2.00 per copy |
Wire Transfer Fee | $15.00 |
International Wire Transfer Fee | $50.00 |
Collection Fee | $20.00 per item |
Canadian Check Processing Fee | $10.00 per check + exchange fee |
**This fee is charged when a checking or savings account is closed within 90 days of the account open date.
***This fee applies to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means.
****This fee is charged when a checking or savings account has no activity for a period of 27 months and is considered to be in dormant status.
NOTE: We may report other information about your account to consumer reporting agencies. Late payments, missed payments, or other defaults on your account may be reflected in your consumer report.
ACCOUNT LIMITATION: The Green Account is available for consumer accounts only. Only one account may be opened per Social Security Number. The First National Bank in Sioux Falls reserves the right to cancel the program at any time.
