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The Annual Percentage Rates (APRs*) stated below are accurate as of February 3, 2012. These rates are subject to change at any time. Interest rates may change at any time.

 

30-Year Fixed Rate

Rate

APR

Points

3.75%

3.88%

0.00

 

For a $150,000 loan, you would make 360 monthly payments of $694.67. 

Payment amounts do not include taxes and insurance premiums, if applicable. The actual payment obligation will be greater.

 

15-Year Fixed Rate

Rate

APR

Points

3.13%

3.35%

0.00

 

For a $150,000 loan, you would make 180 monthly payments of $1,044.91.
Payment amounts do not include taxes and insurance premiums, if applicable. The actual payment obligation will be greater.

 

10-Year Fixed Rate

Rate

APR

Points

3.00%

3.33%

0.00

 

For a $150,000 loan, you would make 120 monthly payments of $1,448.41.

Payment amounts do not include taxes and insurance premiums, if applicable. The actual payment obligation will be greater.

 

10-Year Conventional Loan Special**

Rate

APR

Points

2.75%

3.08%

0.00

 

For a $150,000 loan, you would make 120 monthly payments of $1,431.17.

Payment amounts do not include taxes and insurance premiums, if applicable. The actual payment obligation will be greater.

 

7-Year Balloon

Rate

APR

Points

3.63%

3.90%

0.00

 

For a $150,000 loan, you would make 83 monthly payments of $684.08 and a balloon payment of $128,638.04 at maturity.

Payment amounts do not include taxes and insurance premiums, if applicable. The actual payment obligation will be greater.

 

 

*APR is Annual Percentage Rate and is calculated on a $150,000 mortgage loan amount.

**Loan to value must be 50% or less. To qualify for this special, your credit score must be 720 or higher.