Business Checkcard

A Business Checkcard from The First National Bank in Sioux Falls can be used for purchases in person, online, and by phone worldwide, wherever Visa is accepted. The card can be used for both signature and PIN purchases if desired. Transactions are subtracted directly from your checking account alleviating the need to wait for a monthly bill. 

Use your Business Checkcard in place of a checkbook to pay for equipment, utility bills, office supplies, and more. You can order a
separate card for each employee that will be printed with that employee's name and your business name. Customized limits allow you to determine daily spending needs for each employee.

Account Benefits


Earn points on qualifying purchases made with all Business Checkcards tied to your business checking account. Redeem your points for merchandise, gift cards, travel discounts, and much more. For more information, visit

Zero Liability

When you use your Business Checkcard, you are protected from unauthorized use of your card or account information with Visa's Zero Liability policy. To report a lost or stolen card, contact Customer Support at (605) 335-5200.


In addition to statements, receive weekly or monthly reports with detailed card transactions that allow for easy accounting and reconciliation.

Auto Rental Collision Damage Waiver

Receive free 24-hour auto rental coverage for damage due to collision or theft.

Purchase Security/Extended Protection

Replace or repair items purchased with your Business Checkcard or the purchase price can be refunded up to a maximum of $10,000.00 per claim and $50,000.00 per cardholder. Warranties can be doubled up to one year on warranties of three years or less.

Travel and Emergency Assistance Service

Enjoy lost luggage assistance, prescription delivery, and emergency transportation while traveling.