Regular Savings 


This account is best if you are trying to accumulate money and build balances.


Account Benefits

  • ATM Card Option
  • bankOnline with Internet Banking, Mobile Banking, eAlerts (text and email alerts), and eStatements
  • Free Telephone Banking services

Rate Information

View our current rate information.


Compounding and Crediting

Interest will be compounded every month. Interest will be credited every month.


Minimum Balance Requirements

There are no minimum balance requirements to open the account. A service charge of $3.00 will be imposed every month if the balance in the account falls below $300.00 any day of the month. This charge is waived for customers under 18 years of age.


Balance Computation Method

We use the daily balance method to calculate the interest on your account. This method applies a periodic rate to the principal in the account each day.


Accrual of Interest on Noncash Deposits

Interest begins to accrue no later than one business day after we receive credit for the deposit of noncash Fitems (for example, checks).


Fees and Charges

The following fees and charges may be assessed against your account:


Stop Pay Charge

$30.00 per request

Returned Item Fee

$3.00 per item

Re-deposit of Returned Item Fee

$1.00 per item

Dormant Account Fee

$5.00 per month

Returned Mail Fee

$5.00 per month

Wire Transfer Fee


International Wire Transfer Fee


Collection Fee

$20.00 per item

Canadian Check Processing Fee

$10.00 per check + exchange fee


Transaction Limitations

You may make unlimited deposits into your account each month. An unlimited number of withdrawals by automated teller machine (ATM), mail, or teller withdrawals can be made from your savings account. However, federal regulations limit the number of non-personal transfers from your account to six per monthly statement cycle. Non-personal transfers include any combination of PC, telephone, automatic or pre-authorized transfers to another account of the depositor or to a third party.


NOTE: We may report other information about your account to consumer reporting agencies. Late payments, missed payments, or other defaults on your account may be reflected in your consumer report.