Eagle Checking
This account is best if you are over 50 and want free checks plus other benefits.
When you establish an Eagle Checking Account, you will receive the following account benefits:
Personalized checks - receive personally imprinted special member checks at no cost, or take advantage of a $5.00 discount on other selected check styles.
Interest on checking - the interest rate scale is tiered based upon the balance in each account. See rate information.
Direct deposit and bill pay - enjoy the convenience of direct deposit and automatic bill pay. We can fill out the paperwork for you.
Free trust consultation - visit with one of our highly trained and experienced professionals to learn more about these services: living trusts, irrevocable trusts, conservatorships, agency services, rollover IRAs, trusts under wills, estates and probate, charitable trusts, and escrow services.
Discount on safe deposit box - enjoy a 20% discount off your annual rental fee on any size box (subject to availability).
Eagle Eye newsletter - learn more about our bank, staff, and the services we have available.
Advantage ATM & checkcard - receive your Advantage ATM & Checkcard at no cost. Make withdrawals, transfers, and balance inquiries at any convenient Advantage ATM. With your Eagle Checking Advantage ATM & Checkcard, you will also enjoy the following benefits:
- Identity Theft Protection - receive free assistance and monetary reimbursements up to $10,000.00 for expenses incurred in correcting a covered stolen identity event.
- Rewards - earn points on qualifying purchases made with your Advantage ATM & Checkcard. Redeem your points for merchandise, travel, gifts cards, and much more.
Events - a variety of events are held each year. Check our calendar of events for upcoming dates and times.
Additional Services
- bankOnline featuring Internet Banking, Mobile Banking, eAlerts (text and email alerts), and eStatements
- Free 24-HOUR Telephone Banking services
- First Reserve overdraft line of credit is available if qualifications are met
- Deluxe ID Theft Protection available for purchase
- Home Equity Loans or lines of credit are available upon credit approval
- Various other types of real estate loans are available upon credit approval
- Visa® Credit Card - a separate qualified application is required
Rate Information
View our current rate information.
Compounding and Crediting
Interest will be compounded every month. Interest will be credited every month.
Minimum Balance Requirements
There are no minimum balance requirements to open the account. You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a periodic rate to the principal in the account each day.
Accrual of Interest on Noncash Deposits
Interest begins to accrue no later than one business day after we receive credit for the deposit of noncash items (for example, checks).
Fees
The following fees may be assessed against your account:
Deposit Account Early Closing Fee* | $20.00 per account |
NSF Return Fee | $30.00 per item |
NSF Return Fee Per Day Maximum | $150.00 |
NSF Paid Fee** | $30.00 per item |
NSF Paid Fee Per Day Maximum | $150.00 |
Overdraft charge (recurring)** | $30.00 each 10 consecutive calendar days |
Stop Pay Fee | $30.00 per request |
Returned Item Fee | $3.00 per item |
Re-deposit of Returned Item Fee | $1.00 per item |
Dormant Account Fee*** | $5.00 per month |
Returned Mail Fee | $5.00 per month |
Check Copy Fee | $3.00 per copy |
Deposited Item Copy Fee | $3.00 per copy |
Wire Transfer Fee | $20.00 |
International Wire Transfer Fee | $50.00 |
Collection Fee | $20.00 per item |
Canadian Check Processing Fee | $10.00 per check + exchange fee |
Cost for check printing varies depending on the style of checks ordered.
**This fee applies to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means.
***This fee is charged when a checking or savings account has no activity for a period of 27 months and is considered to be in dormant status.
NOTE: We may report other information about your account to consumer reporting agencies. Late payments, missed payments, or other defaults on your account may be reflected in your consumer report
